Thriving While Aging Solo, Age Independently With Confidence, May 20

A New Year. A Smarter Plan for Your Future at Emerald Heights

As we begin 2026, a new year brings fresh opportunities to reflect, plan ahead, and invest in what matters most. For many, exploring a Life Plan Community is not just about making a move. It is about choosing stability, connection, and confidence in the years ahead.

At Emerald Heights, we believe thoughtful planning begins with clear information, open dialogue, and a long-term perspective.

Look Forward with Insight

As you consider your plans for the future, having the right tools and information can make all the difference. Resources like our Financial Assessment Tool are designed to help you reevaluate financial qualifications and explore which apartment floorplans may be the best fit for your needs. Our 2026 rates, now published, provide another important piece of the planning picture.

In 2026, Emerald Heights continues to offer multiple contract options, allowing prospective residents to choose the plan that best aligns with their financial goals and personal priorities. Our entrance fee structure remains competitive among Type A Life Plan Communities, while continuing to deliver long-term value through predictable costs, comprehensive services, and access to care.

Monthly service fee adjustments remain measured and consistent, supporting the ongoing strength of our community while preserving the financial predictability residents value. This thoughtful approach allows Emerald Heights to balance affordability, choice, and sustainability, ensuring we remain a strong nonprofit community for both current and future residents.

To provide helpful context, the charts below illustrate long-term trends in both entrance fees and monthly service fees at Emerald Heights.

History of Emerald Heights Entrance Fee Increases (2017–2026)

Entrance fees at Emerald Heights have increased an average of 4.4% annually since 2017, reflecting long-term planning and financial stewardship across varying economic conditions.


History of Emerald Heights Monthly Service Fee Increases (2017–2026)

Monthly service fees have increased an average of 4.7% annually since 2017, with second-person rates closely aligned to support shared services and community operations.

Understanding the Bigger Picture

Together, these trends highlight one of the key benefits of a Life Plan Community: pricing transparency and long-term predictability. While annual increases may fluctuate based on economic factors, Emerald Heights takes a measured, forward-looking approach that balances today’s realities with tomorrow’s needs.

As a nonprofit organization, Emerald Heights reinvests revenue directly back into the community. This supports campus improvements, resident services, and the long-term strength of our mission, helping ensure Emerald Heights remains a welcoming, thriving place to call home for generations to come.

Making Informed Decisions and Taking Action

Choosing where to spend your future years is a significant decision, and one that deserves time and careful consideration. Beyond reviewing rates, proactive steps can help you remain informed and well-positioned:

  • Joining the waitlist allows you to stay connected and expand your opportunities as availability changes
  • Remaining open to a range of floorplans can increase flexibility and reduce wait times
  • Staying in regular contact with our team ensures you have the most up-to-date information as you plan

With more older adults exploring senior living options and limited new supply coming online, planning ahead has never been more important. Life Plan Communities offer a distinct advantage by allowing residents to move in as independent individuals following a health assessment process, rather than waiting for a health event or urgent care need.

Looking Ahead Together

A new year is a time for possibilities and momentum. Whether you are early in your exploration or ready to take the next step, we would love to reconnect with you. Join us for a visit, enjoy lunch on campus, or attend an upcoming event to experience life at Emerald Heights firsthand.

There is so much to discover, and we look forward to showing you what life at Emerald Heights can offer in 2026 and beyond.

Giving Back to the Community: Emerald Heights Awards $305,000 in Grants to Local Nonprofits

At Emerald Heights, giving back is part of who we are. Each year, our Social Accountability Committee helps extend our mission beyond our campus by supporting local organizations that strengthen our community, enrich the lives of others, and further our mission of service.

This year, we’re proud to share that $305,000 in grants will be awarded to area nonprofits whose work reflects the same values we hold close, supporting older adults, strengthening communities, and creating opportunities to serve.

Supporting Our Broader Mission

Through this annual initiative, Emerald Heights dedicates time, talent, and resources to programs that:

  • Support seniors and the future of aging
  • Strengthen our local communities
  • Encourage resident and staff volunteerism
  • Further our broader mission of service

2025 Charitable Grant Recipients

We’re honored to recognize this year’s charitable recipients:

Through this committee, and thanks to the generosity and involvement of our residents, Board, and staff, Emerald Heights continues to live out its values of Integrity, Courage, Trust, Compassion, and Respect in meaningful, tangible ways.

We’ll be celebrating these contributions and the incredible work of this year’s recipients during a special awards ceremony on December 17th at Emerald Heights. These partnerships reflect our ongoing commitment to collaboration, compassion, and making a lasting difference in the lives of others.


Understanding The Rise of Solo Agers

solo ager

As the landscape of aging in America evolves, a significant demographic shift is emerging: the rise of solo agers. These are individuals navigating their later years without the traditional support of immediate family, such as a spouse or children. This trend presents both challenges and opportunities, prompting innovative housing solutions and community models that cater to their unique needs.

Solo agers are becoming an increasingly prominent segment of the aging population. Approximately 22 million older adults in the U.S. live alone, with nearly 30% of them lacking children or familial support as they age. Among baby boomers, over 30% are solo agers, often due to factors like childlessness, divorce, or estrangement. 1 2

This shift is influenced by several factors:

  • Changing Family Structures: The rate of childlessness among baby boomers is close to 20%, doubling that of previous generations. 3
  • Increased Longevity: With people living longer, the likelihood of outliving spouses or siblings increases, leading to more individuals aging alone.
  • Geographical Mobility: Modern families often live spread out geographically, making it challenging for older adults to rely on nearby family support. 4

Housing Solutions for Solo Agers:

The rise of solo agers has spurred interest in alternative housing arrangements that promote independence while providing necessary support:

Accessory Dwelling Units (ADUs)

Many in the “sandwich generation” are turning to ADUs—secondary housing units on a single-family property—to accommodate aging parents or adult children. This setup allows for proximity while maintaining privacy, offering a practical solution for multigenerational living.

Intergenerational Living

Communities that blend different age groups can provide mutual benefits: older adults gain companionship and assistance, while younger residents benefit from mentorship and shared experiences. Such arrangements can alleviate feelings of isolation among solo agers.

Life Plan Communities

Also known as Continuing Care Retirement Communities (CCRCs), these offer a continuum of care—from independent living to assisted living and skilled nursing—within one campus. Facilities like Emerald Heights provide solo agers with a supportive environment that adapts to their changing needs, ensuring peace of mind and community engagement.

The Role of Emerald Heights

Emerald Heights stands out as a premier Life Plan Community catering to the needs of solo agers. By offering independent living options alongside on-site healthcare services, residents can age in place without the stress of relocating as their needs evolve. The community fosters social connections through various activities and programs, ensuring that residents remain engaged and active. 2

Planning for a Secure Future

For solo agers, proactive planning is crucial:

  • Legal Preparations: Establishing advance directives and powers of attorney ensures that their healthcare and financial wishes are respected. 4
  • Building Support Networks: Engaging with community groups, neighbors, and professional services can create a reliable support system. 4
  • Financial Planning: Working with financial advisors can help solo agers manage their resources effectively, ensuring long-term security.

As the number of solo agers continues to grow, embracing innovative housing solutions and proactive planning becomes essential. Communities like Emerald Heights offer a blueprint for supportive, engaging environments where solo agers can thrive with dignity and independence.

Understanding the Differences Between Types of Continuing Care Retirement Communities (CCRCs)

As you or your loved ones begin exploring retirement living options, one important concept to understand is the Continuing Care Retirement Community (CCRC)—also known as a Life Plan Community. These communities are designed to support older adults as they age, offering peace of mind, lifelong care, and vibrant living on a single campus.

But not all CCRCs are created equal.

There are three primary types of contracts offered by CCRCs: Type A (Life Care), Type B (Modified), and Type C (Fee-for-Service). At Emerald Heights in Redmond and Heron’s Key in Gig Harbor, we offer Type A Life Care contracts, the most comprehensive and predictable option.

Let’s explore the differences between each contract type so you can make an informed choice for your future.

Type A: Life Care (Offered at Emerald Heights and Heron’s Key)

What is it?
Type A is the most all-inclusive CCRC contract. Residents pay a one-time entrance fee and a consistent monthly service fee that covers most future health care needs—no matter how those needs change.

Key Benefits of Type A:

  • Predictable Costs: Your monthly service fee remains stable even if you transition to assisted living, memory care, or skilled nursing.
  • Onsite Care: Seamless access to all levels of care without leaving your community.
  • Tax Advantages: A portion (about 30–36%) of your entrance fee may be deductible as a prepaid medical expense.*
  • Low Second Occupant Fees: Great for couples—even if each requires a different level of care.
  • Lifelong Security: You’ll never be asked to leave due to rising healthcare costs.

Type A Life Plan Communities like Emerald Heights and Heron’s Key are ideal for those seeking long-term financial protection and a plan for the future.

🏡 Explore Emerald Heights – Life Plan Community in Redmond, WA
🌊 Discover Heron’s Key – Senior Living in Gig Harbor, WA

Type B: Modified Plan

What is it?
Type B contracts offer some of the benefits of Type A but with limits. You may receive a discounted rate for a defined period if you need care—but once that period ends, you’ll pay market rates.

Considerations:

  • Lower entrance fees than Type A.
  • Limited or discounted healthcare included.
  • Couples may incur separate full fees if they need different levels of care.
  • Health services may be offsite.
  • Refundable entrance fees may be available—but are often contingent on resale of the residence.

This model may appeal to individuals seeking lower up-front costs but still want a degree of protection.

Type C: Fee-for-Service

What is it?
Type C is the most flexible—and potentially riskiest—option. You’ll pay a lower entrance fee and monthly service fee while living independently, but when care is needed, you’ll pay full market rates for assisted living, memory care, or skilled nursing.

Best For:

  • Individuals confident in covering future healthcare expenses out-of-pocket.
  • Those with robust long-term care insurance.

While the initial costs are lower, future care could become significantly more expensive.

Choosing the Right Life Plan Community in Washington State

In Washington, roughly:

  • 1/3 of CCRCs offer Type A Life Care contracts.
  • 1/4 offer Type B.
  • The rest are Type C Fee-for-Service models.

If peace of mind, cost predictability, and onsite access to multiple levels of care matter most to you, a Type A community like Emerald Heights or Heron’s Key may be your best fit.

Why Emerald Heights and Heron’s Key Stand Out

Both Emerald Heights and Heron’s Key are Type A Life Plan Communities in Washington State offering:

  • A vibrant lifestyle for active seniors.
  • Access to onsite healthcare, including memory care and skilled nursing.
  • Strong resident communities and lifelong friendships.
  • Financial confidence and long-term security.

Whether you’re drawn to the natural beauty of Redmond or the scenic waterfront in Gig Harbor, our communities help you plan confidently for the future—without sacrificing the joy of today.

Rooted in Nature: How Outdoor Wellness Thrives at Emerald Heights

At Emerald Heights, our 38-acre campus in Redmond, Washington, offers more than just beautiful views—it provides a daily opportunity to connect with the natural world. As we reflect on Earth Day, we’re reminded of the vital role that time outdoors plays in supporting overall well-being, from physical activity and fresh air to peace of mind and a sense of connection.

Nature That Nourishes
Whether it’s a walk among the trees, a quiet moment at a favorite lookout, or catching glimpses of Pacific Northwest wildlife along the trail, the natural beauty that surrounds us at Emerald Heights offers something unique for everyone. These everyday experiences are more than enjoyable—they’re deeply beneficial. Studies have shown that time spent in nature can help reduce stress, boost mood, improve cardiovascular health, and even enhance memory.

Our campus was intentionally designed to incorporate access to nature at every turn. Residents can choose how they engage—from social walks with friends to solo strolls for reflection and grounding.

Stewards of the Land: The Nature Trail Crew
None of this would be possible without the dedicated residents behind our Buildings and Grounds Interest Group, and especially our Nature Trail Crew. This resident-led team has developed and now manages over a mile of walking trails on campus, with a focus on preserving the native landscape and maintaining accessibility for all. Their hands-on efforts have created a peaceful, enriching space for everyone to enjoy.

Their work is a reminder that wellness isn’t just something we experience—it’s something we build together.

Simple Ways to Connect with Nature
Whether you’re just starting your wellness journey or have always loved the outdoors, here are a few ways to stay grounded and connected with nature at Emerald Heights:

There’s always something new to discover on the trail—and always a reason to step outside and enjoy the moment.

  • Take a daily walk. Even 10 minutes outside can lift your mood and improve circulation.
  • Pause and observe. Take time to notice the sounds, smells, and sights around you.
  • Practice mindful breathing outdoors. A few deep breaths can help reset your mindset.
  • Bring a friend. Socializing on the trails adds connection to your time in nature.
  • Explore the seasons. Each part of the year brings something new to appreciate—from cherry blossoms in spring to the vibrant leaves of fall.

Looking for more local outdoor inspiration? Visit the Washington Trails Association to find hikes near you and tips for staying active outdoors. You can also explore National Institute on Aging’s guide to exercise and physical activity for older adults .

Celebrating the Outdoors, Together
At Emerald Heights, nature isn’t just a backdrop—it’s part of our culture and wellness philosophy. On this Earth Day and beyond, we celebrate the beauty that surrounds us and the residents who help care for it.

Want to learn more about senior living at Emerald Heights and how we integrate outdoor wellness into our community? Contact us to schedule a visit and see our beautiful trails and campus firsthand.

Living with Purpose and Health: The Emerald Heights Approach to Longevity

In today’s fast-paced world, the concept of aging is evolving. No longer is retirement solely about relaxation; it’s about thriving—physically, mentally, and socially. At Emerald Heights and Heron’s Key, we embrace a holistic approach to aging, ensuring that longevity is not just about adding years to life, but life to years.

Many senior living communities are only now beginning to adopt wellness-based cultures, but at Emerald Heights, wellness has always been at the core of our philosophy. Our residents frequently outlive the national average for those in retirement communities, and we believe this is no coincidence. A combination of purposeful living, a strong sense of community, and a commitment to health-focused initiatives contribute to their vibrant and extended lifespans.

Take, for example, Marge—one of our cherished residents—who, at 103 years old, continues to live independently. Her story is inspiring, but she is far from the only example of the vitality found within our community. Every resident has the opportunity to embrace a lifestyle that fosters growth and well-being in seven critical dimensions of wellness: emotional, social, spiritual, intellectual, environmental, physical, and vocational.

At Emerald Heights, wellness is an action, not just a concept. This commitment is evident in our vast array of programs and activities, designed to engage every facet of well-being. With over 40 resident-led committees and more than 400 activities offered each month, residents have the opportunity to pursue lifelong interests while also exploring new passions. Whether it’s through social gatherings, lifelong learning initiatives, fitness programs, or volunteer work, our residents find fulfillment and purpose in their daily lives.

A key component of our approach is the emphasis on nutritious, sustainably sourced meals. Diet plays a crucial role in longevity and quality of life, and our dining services ensure that residents have access to meals that nourish both body and mind.

Ultimately, longevity is only meaningful when it is paired with purpose and vitality. At Emerald Heights, we provide an environment where individuals can continue to grow, contribute, and lead fulfilling lives—at every age and every stage. Wellness is not just a goal; it is our way of life.

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